Happy Fathers day

God's word of the day

WHAT DO YOU DO?

 

For whoever wishes to save his life will lose it, but whoever loses his life for my sake will save it. – Luke 9:24

 

       You are sleeping soundly in your bed one night when you hear a loud explosion outside followed by gunshots and screams. An army of militants has just broken into your city, searching for innocent civilians, like you and your family. Soon, you discover that they have broken into your house and have captured your mother, father and siblings. You are next. You know you have no chance to escape.

       This may sound far-fetched, but this has been true for hundreds of people living in Northeastern Syria. As I write this, CNN reports that the ISIS (Islamic State in Iraq and Syria) has abducted at least 90 Assyrians, including hundreds more of Christians. They were sent an ultimatum that read: “Convert to Islam, pay a fine, or face ‘death by sword.’”

       Today, Jesus tells us, “Whoever wishes to save his life will lose it, but whoever loses his life for My sake will save it.”

       Some are blessed with this call of martyrdom. They are not afraid to suffer and perish for the faith. But for us who are not called to that extreme suffering, do we likewise die to ourselves each day with the small sacrifices we are called to make?

Gods word of the day

GO THE EXTRA MILE!

 

If anyone press you into service for one mile, go with him for two miles.  – Matthew 5:41

 

     In my experience, there are five types of poverty mentality. The Trapped Belief says, “I was born poor and will remain poor for the rest of my life.”

       The Juan Tamad Belief, says, “No amount of effort can make me rich, so I will just be lazy for the rest of my life.”

       The Wish-Ko-Lang Belief says, “My only chance to become rich is to win the lotto or Who Wants to Be a Millionaire show.”

      The Rich-Is-Evil Belief says, “I hate the rich and don’t want to become rich. The rich demean and oppress the poor.”

      Finally, the Con Belief says, “Because the rich are evil, let’s cheat and steal from them so they’ll be as miserable as us.”

     But the Gospel teaches there’s a sure-fire way to become affluent. And that’s to go the extra mile! We don’t just give what we can. We give our very best and never stop improving, never stop growing, never stop giving. This is what Anglican theologian John Wesley meant when he said, “Work… earn… save… give as much as you can.”

      Real wealth is enriching your life so that you can enrich others. Go the extra mile, my friend, and all these things shall be added unto you

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Gods word of the day

SMALL RULE, BIG

RULE

 

Whoever breaks one of the least of these commandments and teaches others to do so will be called least in the Kingdom of heaven. – Matthew 5:19

 

    “Papa, the pedestrian crossing is over there,” my then little girl reminded me as I crossed the street diagonally. Actually, the pedestrian lane was just a few meters away. I may not have said it, but the act of pulling her to cross diagonally was tantamount to telling her that it was OK to ignore pedestrian lanes. It was like teaching by modeling.

       It seems that a little disobedience to the small rule is no big deal. But the verse above is clear: “Whoever breaks one of the least of these commandments and teaches others to do so will be called least in the Kingdom of heaven.”

       Romans 13:1-2 says, “Let every person be subordinate to the higher authorities, for there is no authority except from God…Therefore, whoever resists authority opposes what God has appointed.”

     When we don’t follow this little rule, we are actually disobeying a bigger, more serious rule that has “spiritual” implications.

10 Reasons Why You Should Save Money

1. Become Financially Independent

The measuring stick for being rich is different depending on who you talk to. However, the one thing that the notion of “being rich or wealthy” means to most people is having financial independence and savings to depend on. Calling your own shots, financially speaking, means having the freedom to make choices in your life separate from earning a pay check.

This may mean being able to take a vacation whenever you want to, leaving work and going back to school to switch careers, starting your own business or investing in someone else’s start-up, helping family members, taking on a lesser paying job that is more personally satisfying than financially beneficial, or a big one these days - retiring when you want to rather than working because you have to.

Financial independence isn’t the same as being rich, but not having to depend on receiving a certain pay  check can sure make you feel rich beyond your wildest dreams! Having savings that you can rely on is what it takes to become “rich,” no matter how you define it.

To learn more about financial independence, check out Jonathan Chevreau’s popular (and easy to read) novel, Findependence Day.

2. Save 50% on Everything You Buy + 24% on Groceries

If you normally charge all of your purchases on your credit card, and then you don’t pay off your credit cards in full every month, because of added interest charges you are probably paying at least 50% more for everything you buy. If you are relying on your credit cards to afford your lifestyle, break your expensive credit habit by saving up for your purchases ahead of time. 

With savings, you can buy things when they are on sale and take the time to make better spending choices. People with savings can also stockpile groceries when they are on sale (items that are non perishable or which can be frozen). One author suggests people who do this can possibly skip one grocery shop a month and save 24% a year on their grocery bill.

3. Buy a Home

The bank won’t lend you money to buy a house unless you have a down payment, and you are not allowed to borrow a down payment. You must have this money saved up or have someone give it to you—and not lend it to you. Your down payment needs to be at least 5% of the purchase price of the house, and then the bank will consider lending you the other 95%. There are all sorts of other costs and fees that you need to pay when you buy a home, so you will need an additional 5% just for those costs. Savings is what will open the door to owing a home.

4. Buy a Car

When you want or need to buy a new car, you will need to have a down payment in order to get a car loan at a reasonable interest rate. You could of course “borrow” the money from your credit card, but at 20+%, how is that getting you ahead? Zero percent financing is reserved for great customers, so a car loan is bound to cost you something—and it could be a lot. The best thing you can do is save up as large a down payment as you can afford, and then consider your options. Maybe buying a quality used car rather than a new one will be what it takes to get you the vehicle you want.

5. Get Out of Debt

If you ever want to get out of debt, you have to have some money saved. Sounds ironic, doesn't it? However, the credit cards are never going to get paid off if you have to keep using them for every “emergency” that comes along. Even if you are an awesome planner, stats show that half of us experience at least one totally unexpected expense each year (and half of those will be unexpected car trouble).

So before you start aggressively paying off your credit cards, you should save up P500 to P1,000 as a reserve fund. Then when unexpected things come up, you can pay them out of your reserve fund rather than put them on your credit cards. Maintaining a “reserve fund” will also help you to notice if your spending is getting out of hand. 

6. Annual Expenses

If you want to have a good, relatively stress-free financial life, you need to save for annual expenses. These may include money for gifts, vacations, vehicle maintenance, minor home repairs, fixing appliances, property taxes and possibly income tax. It can be tempting to refinance a mortgage to pay off debt or to use a line of credit to pay off high interest credit cards, but it is dangerous to endlessly put expenses on credit without actually paying them off. The best way to manage these types of expenses is to save for them in advance. This will not only save you money, but it will give you peace of mind.

7. Unforeseen Expenses

What will you do if your car needs some major repairs? Do you have P500 to P3,000 on hand? What if your house needs some repairs, or it is discovered that you are living in a building that leaks? You can’t always count on the bank to lend you money for all of these things. It is much better to anticipate a worst case scenario and have some money saved.

8. Emergencies

As much as we hope that emergencies won’t happen, we all know that they do. A family member can develop a health issue, you might need to make an emergency trip, you may have a car accident or breakdown, severe weather could flood your basement or crack your pipes, or you may have to fly to a loved one’s funeral. Any of these emergencies can be expensive, and we all know that we will likely encounter some sort of emergency from time to time. So why not be prepared rather than potentially become another victim of an emergency.

9. You Could Lose Your Job or Get Hurt

In good times, everyone thinks that their job is secure, but in bad times, many begin to realize that bad things can happen to anyone. You could suddenly lose your job, your business could dry up, you might get injured—either physically or psychologically or become too sick to work. Any of these things can happen to you. Employment Insurance (EI) doesn’t kick in until you have been unemployed for 6 weeks. Do you have enough savings to tie you over or will you be living on credit? Living on credit during a time like this can quickly make a bad situation worse. Minimum payments become higher and higher until they are unaffordable and credit limits no longer budge. Then when you finally do get some income, what used to be enough doesn't get you by because you have all these new debt payments to make each month. So now you actually need more income than before because you'll need to pay down these debts and eventually work to get them paid off.

10. To Have a Good Life

There are huge emotional, psychological and physical consequences to always living stressfully, from hand to mouth, . People who don’t plan for their future seem to run from “crisis” to “crisis.”

There is a little known truth that happiness can come from being organized. Being organized isn’t going to make you happy all by itself, but it can sure help. There’s so much in your future that you don’t have control over, so putting aside some money to spend when you need it is actually organizing and taking control of your future and financial affairs. You have nothing to lose by saving - and only a happier future to gain.

Gods word of the day

 

He saved us and called us to a holy life… – 2 Timothy 1:9

 

       It’s scary sometimes. When I’m up there preaching on stage, my listeners gobble up my every word. Sometimes, one or two people come up to me, touch my arm reverently and make the sign of the Cross. I’m not kidding.

       In the past 2,000 years, there have been thousands of sincere cuckoos who’ve claimed some fancy title for themselves: “I’m God’s Apostle!” or “I’m God’s Prophet!” Or the big one, “I’m God Himself!”

        Can I share to you my own official title? I’m Bo Sanchez, “God’s Big Hypocrite.” I’m a hypocrite because I wear masks. I pretend to be what I’m not so that you’ll like me. I believe every human being, to some degree, is a hypocrite and wears masks.

       In my past talks and books, I shared about my porn addiction and how God healed me through those dark stages of my life. It’s fantastic telling people about my weaknesses and temptations. Because when I show you my wounds — and God dwelling in those wounds — you get healed.

       Bottom line, I’m not better than you are. I need you and you need me — to be healed and to be holy.

10 Surprising Health Benefits of Sex

1. Helps Keep Your Immune System Humming

“Sexually active people take fewer sick days,” says Yvonne K. Fulbright, PhD a sexual health expert.

People who have sex have higher levels of what defends your body against germs, viruses, and other intruders. Researchers at Wilkes University in Pennsylvania found that college students who had sex once or twice a week had higher levels of the a certain antibody compared to students who had sex less often.

You should still do all the other things that make your immune system happy, such as:

2. Boosts Your Libido

Longing for a more lively sex life? “Having sex will make sex better and will improve your libido,” says Lauren Streicher, MD. She is an assistant clinical professor of obstetrics and gynecology at Northwestern University’s Feinberg School of Medicine in Chicago.

For women, having sex ups vaginal lubrication, blood flow, and elasticity, she says, all of which make sex feel better and help you crave more of it.

3. Improves Women's Bladder Control

A strong pelvic floor is important for avoiding incontinence, something that will affect about 30% of women at some point in their lives.

Good sex is like a workout for your pelvic floor muscles. When you have an orgasm, it causes contractions in those muscles, which strengthens them.

4. Lowers Your Blood Pressure

Research suggests a link between sex and lower blood pressure, says Joseph J. Pinzone, MD. He is CEO and medical director of Amai Wellness.

“There have been many studies,” he says. “One landmark study found that sexual intercourse specifically (not masturbation) lowered systolic blood pressure.” That's the first number on your blood pressure test.

5. Counts as Exercise

“Sex is a really great form of exercise,” Pinzone says. It won’t replace the treadmill, but it counts for something.

Sex uses about five calories per minute, four more calories than watching TV. It gives you a one-two punch: It bumps up your heart rate and uses various muscles.

So get busy! You may even want to clear your schedule to make time for it on a regular basis. “Like with exercise, consistency helps maximize the benefits,” Pinzone says.

6. Lowers Heart Attack Risk

A good sex life is good for your heart. Besides being a great way to raise your heart rate, sex helps keep your estrogen and testosterone levels in balance.

“When either one of those is low you begin to get lots of problems, like osteoporosis and even heart disease,” Pinzone says.

Having sex more often may help. During one study, men who had sex at least twice a week were half as likely to die of heart disease as men who had sex rarely.

7. Lessens Pain

Before you reach for an aspirin, try for an orgasm.

“Orgasm can block pain,” says Barry R. Komisaruk, PhD, a distinguished service professor at Rutgers, the State University of New Jersey. It releases a hormone that helps raise your pain threshold.

Stimulation without orgasm can also do the trick. “We’ve found that vaginal stimulation can block chronic back and leg pain, and many women have told us that genital self-stimulation can reduce menstrual cramps, arthritic pain, and in some cases even headache,” Komisaruk says.

8. May Make Prostate Cancer Less Likely

Going for the gusto may help ward off prostate cancer.

Men who ejaculated frequently (at least 21 times a month) were less likely to get prostate cancer during one study, which was published in the Journal of the American Medical Association.

You don’t need a partner to reap this benefit: Sexual intercourse, nocturnal emission, and masturbation were all part of the equation.

It's not clear that sex was the only reason that mattered in that study. Lots of factors affect cancer risk. But more sex won’t hurt.

9. Improves Sleep

You may nod off more quickly after sex, and for good reason.

“After orgasm, the hormone prolactin is released, which is responsible for the feelings of relaxation and sleepiness" after sex, says Sheenie Ambardar, MD. She is a psychiatrist in West Hollywood, Calif.

10. Eases Stress

Being close to your partner can soothe stress and anxiety.

Ambardar says touching and hugging can release your body's natural “feel-good hormone.” Sexual arousal releases a brain chemical that revs up your brain’s pleasure and reward system.

Sex and intimacy can boost your self-esteem and happiness, too, Ambardar says. It’s not only a prescription for a healthy life, but a happy one.

Gods word of the day

TO BECOME A

BEGGAR

 

Blessed are the poor in spirit, for theirs is the Kingdom of heaven. – Matthew 5:3

 

      When I was going through a tough time in college, I lost all my friends. It wasn’t because they were fair-weather friends, but because I chose to keep things to myself rather than burden them with my problems.

       At a recent youth encounter with the Pope at the University of Sto. Tomas, Rikki Macolor recounted how their engineering project provided light and gave hope to the Yolanda victims. The young inventor is a model of selflessness, and yet Pope Francis had this to say, “You still lack one thing.”

       The Holy Father advised that everyone has to learn how to become a beggar, to be evangelized by those we give help to. He said even the poor, the sick and the orphans have much to teach us. It takes incredible humility to learn to accept love and to acknowledge that we are not self-sufficient.

       “Do you know you, too, are poor? Do you know your own poverty and need to receive?” asked Pope Francis.

      I could have translated it to my old self: “Do you know that to unburden your friends, you have to allow them to help you? In order to give, first allow yourself to receive.”

TIPS on how to defend you self from holduper

Give all the money you have, give your cellphone and run for your life. Life is the most precious thing in the world. So save your life.

WOW MALI London

5 Magician who died from magic tricks

Mouse-Trap

ANOINTED AND CHOSEN

 

But when God, who from my mother’s womb had set me apart and called me through his grace, was pleased.

 – Galatians 1:15

 

Gods word of the day

Looking unto Jesus the author and finisher of our faith; who for the joy that was set before him endured the cross, despising the shame, and is set down at the right hand of the throne of God.

Hebrews 12:2

Save early as you can

Coach Steve Kerr SNAPS CLIPBOARD due to FRUSTRATION

Gods word of the day

Psalms 51:1-2

1. Have mercy upon me, O God, according to thy loving kindness:
according unto the multitude of thy tender mercies blot out my transgressions.

2. Wash me thoroughly from mine iniquity and cleanse me from my sin.

Gods word of the day

For I say, through the grace given unto me, to every man that is among you, not to think of himself more highly than he ought to think; but to think soberly, according as God hath dealt to every man the measure of faith.

Romans 12:3 KJ